Study Documents

Meeting Documents

• Meeting Agenda(PDF, 149KB)
• Homeownership Study Scope of Work(PDF, 180KB)
• Analysis of Ownership Housing and Barriers to Homeownership in Arlington County(PDF, 9MB) (posted October 2022)
• Presentation(PDF, 3MB)

• Meeting Recording

Related Articles and Research

For-Sale Housing Costs and Supply

• Across The Nation, Rising Prices and Increased Interest Rates Limit Access to Homeownership by Daniel McCue, Harvard Joint Center for Housing Studies; August 10, 2022
• It’s the Perfect Starter Home. But It’s Only for Rent. by Abha Bhattarai, Washington Post; October 2, 2022

Housing Equity

• Latino Homebuyers Hit Especially Hard with Housing's 'Affordability Crisis' by Dani Romero, Yahoo Finance; October 3, 2022
• Building Generational Wealth through Homeownership Initiative by Tamara King and Jorden Gonzales-Richard, Mortgage Bankers Association; October 17, 2022
• Older, White and Wealthy Home Buyers Are Pushing Others Out of the Market by Ronda Kaysen, New York Times; November 3, 2022
• Supporting Immigrants Can Expand Black Homeownership Opportunities by Sharon Cornelissen, Daniel McCue, Harvard Joint Center for Housing Studies; January 5, 2023
• In Nearly Every State, People of Color Are Less Likely to Own Homes Compared to White Households by Alexander Hermann, Harvard Joint Center for Housing Studies; February 8, 2023
• How Much Could Downpayment Assistance Help Close Homeownership Rate Gaps for Black And Hispanic Households?, by Daniel McCue, Chris Herbert, Harvard Joint Center for Housing Studies; March 22, 2023
• Discrimination in Home Lending and Appraisals: Challenges For Black Homebuyers in Massachusetts by Sharon Cornelissen, Harvard Joint Center for Housing Studies; March 30, 2023

Existing Homeowners

• Home Repairs and Updates Pose Considerable Burdens for Lower-Income Homeowners by Sophia Wedeen, Harvard Joint Center for Housing Studies; June 16, 2022
• The Senior Housing Shortfall by Colleen Walsh, Harvard Magazine, March-April 2023

Homeownership Program Ideas, Examples and Case Studies

• How Newark, New Jersey, Provides a Template for Targeting the Homeowner Assistance Fund by Michael Neal, Daniel Pang, Urban Institute Housing Finance Policy Center; September 28, 2021
• The Push and Pull of Alternative Pathways to Affordable Homeownership by Urban Institute and The Pew Charitable Trusts; August 10, 2022
• Bank of America Launches Zero–Down Payment Mortgages in Select Cities by Jasmin Suknanan, CNBC; September 4, 2022
• Homebuying Challenges in a Tight Housing Market: Perspectives from Brockton, Massachusetts by Madeline Ranalli, Sharon Cornelissen, Harvard Joint Center for Housing Studies; September 8, 2022
• Takoma Park Tenants Buy Apartment Building with County Assistance by Steve Bohnel, MoCo360; November 23, 2022
• Designing New Programs to Narrow Racial Homeownership Gaps by Samantha Page, Harvard Joint Center for Housing Studies; November 30, 2022
• Debt Payment Program Aims to Help Black Families Become Homeowners by Heidi Groover, Seattle Times; January 15, 2023
• Habitat for Humanity SKKC’s Debt Remediation Pilot Program Aims to Relieve Key Obstacle for Black Homebuyers: Excessive Debt; Press Release; Posted January 15, 2023
• Houston Wanted to Lead the Nation in Long-Term Affordable Housing. Now It’s Backpedaling., by Lucy Tompkins, The Texas Tribune and The New York Times; February 20, 2023
• How Cities and States Can Increase Black Homeownership by Katherine Fallon, Urban Institute; February 22, 2023
• 6 Ways to Close the Wealth Gap: The Black homeownership rate is increasing. How do we make sure it stays that way? by Lark Washington, Housing Forward Virginia; March 1, 2023