Skimming devices have become more sophisticated. In most cases, the skimmers are being placed inside machines, such as gas pumps and ATMs, and are undetectable without opening the machine. Citizens can take the following crime prevention steps to avoid skimmers at gas stations:
- Pay inside at the gas station, rather than at the pump.
- Always pay using a credit card instead of a debit card. Credit cards have better fraud protection, and the money is not deducted immediately from an account.
- If using a debit card at the pump, choose to run it as a credit card instead of putting a PIN number in. That way, the PIN number is safe.
- Consider purchasing a refillable prepaid card to purchase gas at the pumps.
- If you have not already switched to a chip reader on your credit card, do so.
- Regularly check your bank statements and if you notice fraudulent activity, notify the bank so they can begin an investigation.
Credit card skimming cases are typically reported to police as credit card fraud. Since credit and debit cards are accepted at most locations, the challenge is identifying the point of compromise. Turnaround time from point of compromise to first fraudulent use varies depending on how the suspects intend to use the stolen data. Police work closely with banking institutes who notify us when there is a trend with customers cards being compromised and they identify the location all the cards have in common. Citizens are encouraged to regularly review their bank statements and report fraudulent activity.
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